Shoply App Review: Is It Legit? Do They Really Pay Out?

Online shopping has become a huge part of our lives, and so have cashback apps that aim to help users save or earn a little extra.

Shoply is one of those cashback and rewards apps designed to make online shopping more rewarding.

This review will take an in-depth look at what Shoply offers, how it works, its earning potential, tips to maximize those earnings, how to cash out, and whether it’s worth installing for savvy shoppers.

 

What is Shoply?

Shoply is a cashback and rewards app that connects users with various retailers, offering them a percentage back on their purchases as cash rewards.

Similar to other popular cashback platforms, Shoply is meant to help users save money by offering a small return for each transaction made through the app.

The app works with a range of stores and online marketplaces, allowing users to find deals across many shopping categories, from fashion and beauty to electronics and groceries.

Beyond cashback, Shoply occasionally offers exclusive discounts, special deals, and promotional offers to increase the value users get from shopping through the app.

With an interface designed to be user-friendly and accessible, Shoply aims to be a one-stop hub for finding deals while earning some cashback on regular purchases.

 

 

 

How Does Shoply Work?

Shoply works by partnering with retailers who are willing to pay a commission for each sale made through a referral.

When users shop through Shoply’s links, the app earns a small commission from the retailer, which it shares with the user in the form of cashback.

Here’s a quick look at how the process works:

1. Download and Register: You first need to download the Shoply app, available on both iOS and Android, and create an account.
2. Browse Available Stores: Once logged in, you can browse various stores available on the platform. The app lists cashback rates for each store, making it easy to compare offers.
3. Shop and Earn: When you’re ready to shop, click the store’s link through Shoply to get redirected to the retailer’s site. Complete your purchase as usual, and the cashback amount will be tracked by Shoply.
4. Track Cashback: After the purchase, you can check the Shoply app to see if your cashback has been credited. It typically takes a few days to weeks, depending on the retailer’s return policy and the app’s processing time.

With each purchase, a portion of your spending returns as cashback in your Shoply account, ready to be withdrawn once you meet the minimum payout threshold.

You can also check out Swagbucks which in addition to cashback also offers various online tasks you can do to earn extra income online.

 

Earning Potential

The earning potential on Shoply depends heavily on how frequently you shop and the cashback rates offered by the retailers.

Cashback rates can range from as little as 1% to as much as 10% or more for certain categories.

Additionally, the app occasionally has promotions or higher cashback rates for specific stores, which can significantly boost earnings.

For someone who shops regularly, the app can offer a decent return over time, especially if they shop strategically by choosing stores with the highest cashback rates.

However, casual shoppers might find the earnings slower and may need to wait longer to reach the cash-out threshold.

If you’re also interested in earning money online doing other tasks then check out my Top Extra Income Sites as well.

 

5 Tips to Maximize Cashback

To make the most out of Shoply, here are a few tips that can help you maximize your earnings:

1. Look Out for Special Promotions: Shoply often runs promotions or increased cashback rates for a limited time on specific stores. Check these out before shopping.
2. Combine with Store Sales: Using Shoply during major sales events (like Black Friday, Cyber Monday, or seasonal clearances) can maximize savings since you’ll get discounts from the store plus cashback.
3. Set Alerts for Preferred Retailers: Shoply allows you to set up alerts or keep an eye on your favorite stores. This way, you’ll be notified when the cashback rate increases.
4. Avoid Return Purchases: Cashback rewards are usually pending for a period to ensure that the purchase isn’t returned. Try to avoid returns, as it may delay or void your cashback.

 

How to Cash Out Your Balance

Once you have accumulated a sufficient cashback balance in your Shoply account, you can request a payout. Here’s how the process typically works:

1. Reach the Minimum Payout Threshold: Shoply has a minimum payout amount, usually around $10 or $15, which you need to meet before requesting a cash-out.
2. Choose a Payment Method: Shoply generally offers multiple options for cashing out, including PayPal and direct bank deposits. Some users might also be able to redeem their earnings in the form of gift cards.
3. Request Payment: Once you’ve selected your preferred payment method, you can request the payout. Processing times vary, but it usually takes between a few days to a week.

 

Do They Pay Users?

Yes, Shoply does pay users who have met the minimum payout amount and followed the app’s terms.

The app has a generally good reputation for paying users reliably, although payment speed can vary depending on the payment method chosen.

Cashing out through PayPal is often faster than bank transfers.

 

 

 

Pros

• Variety of Retail Partners: Shoply works with a wide array of retailers, allowing users to earn cashback from many stores and product categories.
• User-Friendly Interface: The app’s clean design makes it easy to navigate, even for new users.
• Regular Promotions: Shoply often offers promotions, bonus cashback, or higher rates for specific stores.
• Multiple Payout Options: With PayPal, bank transfers, and gift cards available, cashing out is relatively flexible.

Cons

• Delayed Cashback Tracking: Cashback sometimes takes a few days to a few weeks to show up in the account, depending on the retailer.
• Minimum Payout Threshold: You can only cash out once you hit the required minimum, which may take time for occasional shoppers.
• Dependent on Store Policies: If you return a purchase or if the retailer disputes the transaction, you may lose the cashback reward.

 

Is Shoply Worth Using?

If you’re someone who shops online frequently and enjoys getting cashback on purchases, Shoply is definitely worth a try.

The app’s broad range of retail partners and potential for decent cashback rewards make it appealing, especially during sales or promotions.

However, for users who only shop occasionally or aren’t willing to check the app for promotions regularly, the savings might be slower and less impactful.

For the best experience, pairing Shoply with other savings tools or budgeting apps can maximize its value.

Ultimately, Shoply can be a helpful tool in building small, steady savings on regular purchases, making it a practical choice for the avid online shopper looking to get more out of each dollar spent.